24-HOUR ASSISTANCE (800) 450-9441

In the event you are confronting the immediate threat of a Constable's Sale or Trustee's Sale, garnishment or foreclosure of your primary residence or other real estate, tax liens or a particular lawsuit that has been filed against you, or you are being subjected to substantial and ongoing harassment by creditors – you may contact us for immediate assistance.

In some instances, for example a foreclosure Sale, it is imperative that you take action to stop the sale before it occurs or risk the complete loss of your property. To prevent that from happening, an Emergency Voluntary Petition must be filed with the Bankruptcy Court. When that step is taken, an "automatic stay" is invoked under 11 U.S.C. § 362 that stops actions by creditors to collect debts and places the person or company filing for bankruptcy under court protection.

If your circumstances are of an emergency nature, please call UBLC day or night at (800) 450-9441. An attorney or supervised legal assistant will speak with you about your options.